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Start estate planning now to make it easier later

Estate planning is something you hadn't been thinking about. After all, you're only in your mid-20s, and you have a lot of life left to live.

Unfortunately, there is no way to know when you could fall ill or pass away unexpectedly. Many people are caught off-guard by sudden car crashes or illnesses that impair them and make it impossible for them to discuss their wishes with their families.

Though you are young, it is never a bad time to start thinking about estate planning. If you are getting married or are starting a family, now is a good time to start setting up your basic will and powers of attorney. You may want to set up your health care power of attorney, too, since this person will make medical decisions on your behalf if you are unable to make them yourself.

Estate planning in your 20s is a good idea because it is a time when you can start putting together the basics of your estate plan. You can get the basic structure set up so that it's easy to add on other legal documents at a later date.

Additionally, setting up your health care power of attorney is the key to knowing that you'll be taken care of if you get hurt and can't speak for yourself. Whether you're under general anesthesia, are in a coma or have suffered a brain injury, you may not be able to speak out when a medical decision has to be made. That's why you want to start planning for your future as soon as possible.

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